Playing Dumb
Here’s a good one. I’m prescribed a medication which is expensive so the drug company provides this coupon card. Guess what? It applies money spent as if paid for it myself. So insurance says I reach my deductible and out of pocket maximum. My out of pocket max is reached with my insurance company very quickly.
This means everything is covered from doctor visits, labs, procedures, not just the drug that is covered by the coupon card.Drug company doesn’t really check to see if you qualify for coupon card or not. Am I supposed to say something to my insurance company? I’ll play dumb for now. That’s healthcare in America. I’m pretty sure this is what’s keeping medication cost high.
Story credit: Reddit / enuin