How Is That Possible?
The card was returned to her at the grocery store after the last attempt to pay for their groceries. She left the store out of embarrassment with an empty bag. Then she went home and asked Joe the reason for the insufficient funds.
He was as confused as she was; he needed to check his bank transaction history and even called the bank to be sure if there was any rectification needed. While he was looking into the transaction history, something fell from his pocket.