Raise My Limits
I was remodeling my house, so I took out a loan and had to get the house appraised. I found out that my house was worth $100,000 more than I had it insured for.
I raised my limits on the homeowner’s insurance to $50,000 more than the appraised value, in anticipation of the renovations. Two weeks later, the house burned to the ground due to a faulty bathroom fan that I did not touch.
Story credit: Reddit / cory89123