The Disastrous Consequences
When I was a baby lawyer doing insurance defense, a woman was late on her premium payment and left a check with her broker right at close on a Friday. The broker just put it in a drawer because she wanted to go home. This had disastrous consequences. The woman who was supposed to be insured got into an accident the very next day.
When the complainant called the company, they told him the policy had been canceled for non-payment. That man went bonkers and tracked down the insured and busted up her car windows and harassed her before being detained. The policy information was updated Monday morning when the broker got back to the office. But by this time, the insured was so upset that she sued the company for a million dollars.
Every week that we didn’t pay, she filed an amended complaint adding a million dollars to the claim and adding whichever lawyer was unlucky enough to cross her as a defendant. By the time the case was over, I’d had to appear in court over a dozen times, the woman was asking for a literal billion dollars, and the judge said she’d rule by mail so no one had to face the insured again.
Story credit: Reddit / pieisforclosers